Online contributions to NPS account

Online contributions to NPS account

The National Pension System (NPS) allows its subscribers to open NPS Tier I and Tier II accounts online through the e-NPS. Subscribers who have not opened accounts online can make contributions to NPS online, using the e-NPS portal, with the following steps.


To make an online contribution, the NPS subscriber is required to go to the e-NPS website and click on the ‘Contribution’ tab.


Once the link is accessed, a form will be displayed wherein your PRAN (Permanent Retirement Account Number) and date of birth are to be entered. After the information is submitted, the PRAN will be verified. Upon successful verification, an OTP will be sent to your registered mobile number.


The OTP must be entered to authenticate the PRAN. Once this is done, you will be able to access the page for making online contributions to your NPS account. The payment can be made for the Tier I or Tier II account through your debit or credit card or by using the Internet banking option.


A POP service charge of 0.05% of the contribution amount will be applicable (subject to a minimum of Rs 5 and maximum of Rs 5,000). If you have registered in e-NPS through your Aadhaar, no charges will be applicable for future contributions.

Points to note

– There are no limits or restrictions to making contributions to your NPS using the e-NPS platform.
– It is important to have an active Tier I or Tier II account in order to make an online contribution.
– NPS Lite or Atal Pension Yojana subscribers cannot avail of the facility of making contributions through e-NPS.

Tier I is the mandatory account for long-term savings. Invest in Tier I account to avail exclusive Tax benefit upto Rs.50,000 u/s 80CCD(1B).
Tier II is an add-on account which provides you the flexibility to invest and withdraw from various schemes available in NPS without any exit load.

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